Once upon a time, you gathered all of your car information and spoke with a real person in order to obtain an auto quote. Nowadays, it will take 15 minutes or less to get an auto quote from just about any insurance company – not just Geico. By entering your name, birth date, and address, insurance companies will collect your information and history for you within seconds. After answering basic questions about yourself and your driving habits, you will receive personalized quotes for every level of coverage.

Almost every state in the US legally requires you to buy auto insurance. Because getting a free quote is now quick, easy, and relatively painless, it’s a good idea to invest some time into getting several comparable quotes in order to find the best deal. The best deal should be determined by several factors: coverage, price, and customer service.
Make sure that you receive quotes for the same amount of coverage across companies in order to receive equal comparison. If you’re unsure how much coverage you may need, all insurance companies have live representatives to walk you through the various levels. While it may take longer to do so, it may also help you make informed decisions that could save you plenty of grief down the road.

It’s also important to remember that using the same carrier for several types of insurance may qualify you for discounts. And if coverage and price seem indistinguishable between companies, use customer service as a determining factor. With aggressive marketing campaigns by insurance companies like Esurance, Allstate, Geico, Progressive, and Nationwide, it’s easy to get brainwashed. Use consumer satisfaction surveys to see which companies will truly stick to their word and care about you.